“Get the heavyweight of low credit off your shoulders and finally let go. Happiness awaits!.”
Do you want to know the secrets of getting an 800 credit score?
If so, then this blog post is for you! This article will outline some of the most important steps to take in order to ensure that your credit score stays healthy. Don’t miss out on these tips because they’re going to help keep your hard-earned money safe and sound.

Best guess on how FICO score tabulated!
Before we start!
I’m going, to be honest with you, credit is hard to understand. I have a pretty high credit score and it still took me a while to get there. You may not know what your scores are or how they’re calculated but that’s okay because I am here for you! This article will break down the basics of credit and give you some steps on how to improve your score.
The FICO® Score is the rating that lenders use to decide whether you are eligible for a loan.
FICO® Scores range from a low of 300 to a maximum of 850
FICO® is a fascinating formula. It can be broken down into five categories, each with different weights: Payment history (35%), Amounts owed (30%), Length of credit history(15%) New credit (10%) Credit mix (10%).
What is NOT included in your credit score:
Race and religion, Sex, Marital status
Age, Employment history, Where you live
The interest rates on your credit accounts
Child support obligations, checking your credit report
Promotional inquiries — such as pre-approved credit offers
Now, let’s get started!
-Step One: Get a copy of all three of your credit reports from Equifax, Experian, and TransUnion.
To do this, go online or call one of those companies listed above. Then review each report carefully looking for errors or anything else suspicious. Once you’ve found any potential problems with false information or old debts that are still affecting your score negatively, follow up with them!
The three major factors in determining a credit score are Payment History (35%), Total Debt (30%), and Length of Credit History (15%). These can be determined by looking at your current balances, comparing them against limits on any revolving accounts like a line of credit or store card, as well as reviewing payment history from all three credit reporting agencies, Equifax, Experian, and TransUnion and they have to provide you a free report.
Your credit accounts consist of records like credit cards, mortgages, student loans, and vehicle loans; and bankruptcies. Credit reports are used by lenders as one factor in helping determine your creditworthiness.
-Step Two: Pay down any outstanding balances
Pay down all your debts as soon as possible because the more debt you hold, the fewer percentage point increases in scoring will be given by lenders and creditors alike.
Should you pay off your credit cards or keep a low balance, ideally lenders prefer a 30% balance or zero balance.
- Keep balances low on each card you have open.
- Don’t apply for new cards unless it’s necessary.
- Ask questions about the terms of any loan before signing up for them.
- Use a free service like Credit Karma to monitor your progress and stay updated

-Sept Three: Avoid applying for too many lines of credit
Do not accrue new loans or close old ones with high interest rates–this would only serve to take away from one’s ability for higher scores on their report card come later this year again.
Is credit score of 800 a myth?
The average credit score in the US is 675. Many people think that a credit score of 800 or 850 is unrealistic, but it’s not!
You can raise your credit score to an 800 with time and patience.
A good way to start repairing your credit would be by finding out what caused you to have bad scores in the first place. After identifying this information, you should work on fixing these problems so that they don’t happen again.
A few steps are mentioned above, So how does one go about raising their credit score?
There are many companies that offer help improving your FICO Rating; one of the most personal services is Credit Cure, all you need to do is contact them for more information!
Shocking cost of an average credit score?


It’s doubtful that you’ll improve your credit score without taking charge.
An important first step is to maintain a list of personal information for each company reporting the scores, make sure they are up-to-date, and consistently monitor them.
You can also take control by managing your debts so that payments come in on time every month, paying off any late fees or outstanding balances – it all adds up!
If after six months there has been no improvement (and this isn’t an issue with just one institution), then you may need more help than what Credit Cure offers – but don’t worry we offer free consultations where our team will assess whether we’re able to provide assistance based on your current situation before charging anything at all!
How does my average credit score compares to others?
If your FICO score ranges from 681 – 700 then this indicates good standing and could be considered “average”.
People who fall into this category usually have more debt compared to those above them (those who have an 800+) because they make less money for every dollar owed.
However, if their debts outweigh their assets then these individuals will most likely need bankruptcy assistance since high interest rates can cause serious problems when trying not to pay off loans quickly.
Don't procrastinate another day!
There are many ways that you can improve your credit score, but the most important thing is to make sure you’re not making any mistakes.
Even if you have a perfect payment history and low debt load, it’s possible to get close to an 800!
If erroneous credit report has been there for a while or just happened, it has to be dealt with, help is around the corner.
Take a guaranteed offer & free consultation where our experts will be happy to provide some tips on how they think your credit could use some work.
Don’t procrastinate another day – schedule a consultation today by visiting Credit Cure or call us at 1-(833) 449-0099